/* ==========================================================================
   A&L Câmbio — Design System
   Paleta extraída da identidade visual do Instagram @aelcambio
   R2 Agência Digital · 2026
   ========================================================================== */

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;text-size-adjust:100%}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
ul{list-style:none}
button{font:inherit;cursor:pointer;border:0;background:none}

:root{
  /* marca */
  --navy-900:#02293A;
  --navy-800:#063446;
  --navy-700:#0B4258;
  --navy-600:#12556F;
  --cyan:#35C4D7;
  --cyan-600:#1FA3B6;
  --cyan-050:#E6F7FA;
  --gold:#E1B483;
  --gold-600:#C6935C;
  /* neutros */
  --ink:#0D2030;
  --body:#41586A;
  --slate:#6B8296;
  --line:#DCE7ED;
  --line-soft:#EDF3F6;
  --bg:#FFFFFF;
  --bg-soft:#F3F8FA;
  --white:#fff;
  /* semânticos */
  --up:#12A15C;
  --down:#D8453C;
  --wa:#25D366;
  /* sistema */
  --r:14px;
  --r-lg:22px;
  --t:.25s cubic-bezier(.4,0,.2,1);
  --shadow:0 2px 10px rgba(2,41,58,.06),0 10px 34px rgba(2,41,58,.07);
  --shadow-lg:0 8px 24px rgba(2,41,58,.10),0 24px 60px rgba(2,41,58,.14);
  --max:1180px;
}

body{
  font-family:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
  color:var(--body);background:var(--bg);line-height:1.65;font-size:16.5px;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}

.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.sec{padding:88px 0}
.sec-sm{padding:60px 0}
.sec-soft{background:var(--bg-soft)}
.sec-dark{background:var(--navy-900);color:#C9DDE6}

h1,h2,h3,h4,h5{color:var(--ink);line-height:1.2;font-weight:700;letter-spacing:-.02em}
.serif{font-family:'Playfair Display',Georgia,serif;font-weight:600;letter-spacing:-.01em}
.sec-dark h1,.sec-dark h2,.sec-dark h3,.sec-dark h4{color:#fff}

/* ── eyebrow / cabeçalho de seção ───────────────────────────── */
.eyebrow{
  display:inline-flex;align-items:center;gap:9px;font-size:11.5px;font-weight:700;
  letter-spacing:.16em;text-transform:uppercase;color:var(--cyan-600);margin-bottom:14px;
}
.eyebrow::before{content:'';width:22px;height:2px;background:var(--gold);border-radius:2px}
.sec-dark .eyebrow{color:var(--gold)}
.sec-dark .eyebrow::before{background:var(--cyan)}

.head{margin-bottom:46px;max-width:660px}
.head.center{margin-left:auto;margin-right:auto;text-align:center}
.head h2{font-size:clamp(27px,3.6vw,40px)}
.head p{margin-top:14px;font-size:17px;color:var(--slate)}
.sec-dark .head p{color:#9FBCCA}

/* ── botões ──────────────────────────────────────────────────── */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  padding:13px 26px;border-radius:60px;font-size:15px;font-weight:600;
  transition:var(--t);white-space:nowrap;line-height:1.2;
}
.btn svg{width:18px;height:18px;flex:none}
.btn-primary{background:var(--navy-900);color:#fff;box-shadow:0 4px 16px rgba(2,41,58,.24)}
.btn-primary:hover{background:var(--navy-700);transform:translateY(-2px);box-shadow:0 10px 26px rgba(2,41,58,.30)}
.btn-cyan{background:var(--cyan);color:#04303F;box-shadow:0 4px 16px rgba(53,196,215,.34)}
.btn-cyan:hover{background:var(--cyan-600);color:#fff;transform:translateY(-2px)}
.btn-gold{background:var(--gold);color:#3B2408}
.btn-gold:hover{background:var(--gold-600);color:#fff;transform:translateY(-2px)}
.btn-ghost{border:1.5px solid var(--line);color:var(--ink);background:#fff}
.btn-ghost:hover{border-color:var(--navy-900);transform:translateY(-2px)}
.btn-ghost-light{border:1.5px solid rgba(255,255,255,.35);color:#fff}
.btn-ghost-light:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-wa{background:var(--wa);color:#fff;box-shadow:0 6px 22px rgba(37,211,102,.36)}
.btn-wa:hover{background:#1EBE5B;transform:translateY(-2px)}
.btn-lg{padding:17px 36px;font-size:16.5px}
.btn-lg svg{width:21px;height:21px}

/* ── topbar ──────────────────────────────────────────────────── */
.topbar{background:var(--navy-900);color:#8FB4C4;font-size:13px;padding:9px 0}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px}
.topbar-info{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.topbar a{transition:var(--t);display:inline-flex;align-items:center;gap:7px}
.topbar a:hover{color:var(--cyan)}
.topbar svg{width:14px;height:14px;opacity:.85}
.topbar-social{display:flex;gap:14px}
.topbar-social svg{width:16px;height:16px}

/* ── header ──────────────────────────────────────────────────── */
.hdr{position:sticky;top:0;z-index:900;background:rgba(255,255,255,.93);-webkit-backdrop-filter:blur(16px) saturate(180%);backdrop-filter:blur(16px) saturate(180%);border-bottom:1px solid var(--line-soft);transition:var(--t)}
.hdr.scrolled{box-shadow:0 4px 22px rgba(2,41,58,.09)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;height:78px;gap:20px}
.brand img{height:58px;width:auto}
.nav{display:flex;align-items:center;gap:3px}
.nav a{padding:9px 15px;border-radius:9px;font-size:14.5px;font-weight:500;color:var(--ink);transition:var(--t)}
.nav a:hover{background:var(--cyan-050);color:var(--navy-700)}
.nav a.on{color:var(--cyan-600);font-weight:600}
.hdr-cta{display:flex;align-items:center;gap:10px}
.burger{display:none;flex-direction:column;gap:5px;padding:8px}
.burger span{width:23px;height:2px;background:var(--navy-900);border-radius:2px;transition:var(--t)}
.mobnav{display:none;position:fixed;inset:78px 0 0;background:#fff;z-index:899;padding:22px 24px;overflow-y:auto;flex-direction:column;gap:2px}
.mobnav.open{display:flex}
.mobnav a{padding:15px;font-size:16.5px;font-weight:500;color:var(--ink);border-radius:11px}
.mobnav a:hover,.mobnav a.on{background:var(--cyan-050)}
.mobnav .btn{margin-top:14px}

/* ── hero ────────────────────────────────────────────────────── */
.hero{position:relative;background:var(--navy-900);color:#fff;overflow:hidden;padding:96px 0 88px}
.hero-bg{position:absolute;inset:0;background-size:cover;background-position:center;opacity:.30}
.hero::after{content:'';position:absolute;inset:0;background:linear-gradient(105deg,var(--navy-900) 8%,rgba(2,41,58,.92) 42%,rgba(2,41,58,.62) 100%)}
.hero-dots{position:absolute;top:0;right:0;width:340px;height:340px;opacity:.5;z-index:2;
  background-image:radial-gradient(var(--cyan) 1.6px,transparent 1.6px);background-size:16px 16px;
  -webkit-mask-image:linear-gradient(215deg,#000,transparent 62%);mask-image:linear-gradient(215deg,#000,transparent 62%)}
.hero .wrap{position:relative;z-index:3}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center}
.hero-tag{display:inline-flex;align-items:center;gap:9px;background:rgba(53,196,215,.13);border:1px solid rgba(53,196,215,.34);
  color:var(--cyan);padding:8px 17px;border-radius:60px;font-size:12.5px;font-weight:600;letter-spacing:.04em;margin-bottom:22px}
.hero-tag i{width:7px;height:7px;border-radius:50%;background:var(--cyan);box-shadow:0 0 0 4px rgba(53,196,215,.25)}
.hero h1{color:#fff;font-size:clamp(34px,5vw,55px);line-height:1.1}
.hero h1 em{font-style:normal;color:var(--gold);font-family:'Playfair Display',Georgia,serif}
.hero p.lead{margin-top:22px;font-size:18px;color:#B6D2DE;max-width:520px;line-height:1.7}
.hero-ctas{display:flex;gap:13px;flex-wrap:wrap;margin-top:34px}
.hero-trust{display:flex;gap:26px;flex-wrap:wrap;margin-top:38px;padding-top:26px;border-top:1px solid rgba(255,255,255,.13)}
.hero-trust div{display:flex;align-items:center;gap:9px;font-size:13.5px;color:#A8C8D6}
.hero-trust svg{width:17px;height:17px;color:var(--cyan);flex:none}

/* ── card de cotações ───────────────────────────────────────── */
.fx{background:#fff;border-radius:var(--r-lg);padding:26px;box-shadow:var(--shadow-lg);color:var(--body)}
.fx-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:6px}
.fx-title{display:flex;align-items:center;gap:11px;font-weight:700;color:var(--ink);font-size:15.5px}
.fx-title span{display:grid;place-items:center;width:36px;height:36px;border-radius:11px;background:var(--navy-900);color:var(--cyan)}
.fx-title svg{width:19px;height:19px}
.fx-live{display:inline-flex;align-items:center;gap:6px;font-size:10.5px;font-weight:700;letter-spacing:.1em;color:var(--up);background:rgba(18,161,92,.10);padding:5px 11px;border-radius:30px}
.fx-live i{width:6px;height:6px;border-radius:50%;background:var(--up);animation:blink 1.8s infinite}
@keyframes blink{0%,100%{opacity:1}50%{opacity:.25}}
.fx-sub{font-size:11.5px;color:var(--slate);letter-spacing:.06em;text-transform:uppercase;font-weight:600;margin-bottom:14px}
.fx-row{display:flex;align-items:center;justify-content:space-between;padding:13px 0;border-bottom:1px solid var(--line-soft)}
.fx-row:last-child{border:0}
.fx-cur{display:flex;align-items:center;gap:13px}
.fx-flag{width:30px;height:20px;border-radius:3px;overflow:hidden;flex:none;box-shadow:0 0 0 1px rgba(13,32,48,.10)}
.fx-flag svg{width:100%;height:100%;display:block}
.fx-name{font-weight:600;color:var(--ink);font-size:14.5px}
.fx-code{font-size:11.5px;color:var(--slate);letter-spacing:.05em}
.fx-val{font-weight:700;color:var(--ink);font-size:16.5px;text-align:right;font-variant-numeric:tabular-nums}
.fx-chg{font-size:12px;font-weight:600;text-align:right;font-variant-numeric:tabular-nums}
.fx-chg.up{color:var(--up)}.fx-chg.down{color:var(--down)}
/* linha da PTAX oficial */
.ptax{margin-top:16px;padding:15px 17px;border-radius:12px;background:var(--navy-900);color:#B6D2DE}
.ptax-top{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:11px}
.ptax-top b{color:#fff;font-size:13px;font-weight:700;letter-spacing:.02em;display:flex;align-items:center;gap:7px}
.ptax-top b svg{width:14px;height:14px;color:var(--gold)}
.ptax-top span{font-size:11px;color:#8FB4C4}
.ptax-vals{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.ptax-vals div{background:rgba(255,255,255,.06);border-radius:9px;padding:9px 12px}
.ptax-vals span{display:block;font-size:10.5px;letter-spacing:.09em;text-transform:uppercase;color:#8FB4C4;font-weight:600}
.ptax-vals b{display:block;margin-top:3px;color:#fff;font-size:16px;font-weight:700;font-variant-numeric:tabular-nums}

.fx-foot{display:flex;align-items:center;justify-content:space-between;margin-top:16px;padding-top:15px;border-top:1px solid var(--line-soft);font-size:11.5px;color:var(--slate)}
.fx-note{margin-top:12px;font-size:11px;color:var(--slate);line-height:1.5}
.cot-abrir{width:100%;margin-top:14px}
.cot-form{margin-top:6px}
.cot-form[hidden]{display:none}
#form-cotacao:not([hidden]){margin-top:14px;padding-top:16px;border-top:1px solid var(--line-soft);animation:cotIn .3s ease}
@keyframes cotIn{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
.cot-form .field{margin-bottom:13px}
.cot-form .field label{font-size:12.5px}
.cot-form .field input,.cot-form .field select{padding:11px 14px;font-size:14.5px}

/* ── faixa de parceiros ─────────────────────────────────────── */
.banks{background:var(--navy-800);padding:26px 0;border-top:1px solid rgba(255,255,255,.07)}
.banks-in{display:flex;align-items:center;justify-content:center;gap:14px 46px;flex-wrap:wrap}
.banks-lbl{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700}
.banks-list{display:flex;gap:38px;flex-wrap:wrap;align-items:center;justify-content:center}
.banks-list b{color:#fff;font-size:19px;font-weight:600;letter-spacing:-.01em;opacity:.92;transition:var(--t)}
.banks-list b:hover{opacity:1;color:var(--cyan)}

/* ── stats ──────────────────────────────────────────────────── */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;text-align:center;transition:var(--t)}
.stat:hover{border-color:var(--cyan);transform:translateY(-3px);box-shadow:var(--shadow)}
.stat b{display:block;font-size:38px;font-weight:800;color:var(--navy-900);line-height:1;letter-spacing:-.03em}
.stat b em{font-style:normal;color:var(--cyan);font-size:26px}
.stat span{display:block;margin-top:9px;font-size:13px;color:var(--slate);font-weight:500}

/* ── grid de serviços ───────────────────────────────────────── */
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}

.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;transition:var(--t);position:relative;overflow:hidden;display:flex;flex-direction:column}
.card::before{content:'';position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--cyan);transform:scaleY(0);transform-origin:top;transition:var(--t)}
.card:hover{border-color:var(--cyan);transform:translateY(-4px);box-shadow:var(--shadow)}
.card:hover::before{transform:scaleY(1)}
.card-ico{display:grid;place-items:center;width:50px;height:50px;border-radius:13px;background:var(--cyan-050);color:var(--cyan-600);margin-bottom:17px;transition:var(--t)}
.card:hover .card-ico{background:var(--navy-900);color:var(--cyan)}
.card-ico svg{width:24px;height:24px}
.card h3{font-size:17.5px;margin-bottom:9px}
.card p{font-size:14.5px;color:var(--slate);line-height:1.62;flex:1}
.card-tag{display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--gold-600);background:#FBF3EA;padding:4px 10px;border-radius:20px;margin-bottom:13px;align-self:flex-start}
.card-link{display:inline-flex;align-items:center;gap:7px;margin-top:16px;font-size:14px;font-weight:600;color:var(--cyan-600);transition:var(--t)}
.card-link svg{width:15px;height:15px;transition:var(--t)}
.card:hover .card-link svg{transform:translateX(4px)}

/* card com foto */
.pcard{border-radius:var(--r);overflow:hidden;position:relative;min-height:290px;display:flex;flex-direction:column;justify-content:flex-end;padding:26px;color:#fff;transition:var(--t)}
.pcard-bg{position:absolute;inset:0;background-size:cover;background-position:center;transition:transform .6s cubic-bezier(.4,0,.2,1)}
.pcard::after{content:'';position:absolute;inset:0;background:linear-gradient(to top,rgba(2,41,58,.95) 12%,rgba(2,41,58,.68) 52%,rgba(2,41,58,.30) 100%)}
.pcard:hover .pcard-bg{transform:scale(1.07)}
.pcard:hover{box-shadow:var(--shadow-lg)}
.pcard>*:not(.pcard-bg){position:relative;z-index:2}
.pcard h3{color:#fff;font-size:19px;margin-bottom:8px}
.pcard p{font-size:14px;color:#B6D2DE;line-height:1.55}
.pcard .card-link{color:var(--cyan)}

/* ── prazos / timeline ──────────────────────────────────────── */
.deadlines{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.dl{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--r);padding:24px}
.dl-when{font-size:11.5px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--gold-600);margin-bottom:9px}
.dl h4{font-size:16.5px;margin-bottom:8px}
.dl p{font-size:14px;color:var(--slate);line-height:1.6}
.dl-meta{margin-top:14px;padding-top:13px;border-top:1px dashed var(--line);font-size:13px;color:var(--body)}
.dl-meta b{color:var(--ink)}

/* ── finalidades de câmbio ──────────────────────────────────── */
.fin-tools{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin-bottom:26px}
.fin-search{flex:1;min-width:260px;position:relative}
.fin-search input{width:100%;padding:14px 18px 14px 46px;border:1.5px solid var(--line);border-radius:60px;font-size:15px;color:var(--ink);transition:var(--t);background:#fff}
.fin-search input:focus{outline:0;border-color:var(--cyan);box-shadow:0 0 0 4px rgba(53,196,215,.14)}
.fin-search svg{position:absolute;left:17px;top:50%;transform:translateY(-50%);width:19px;height:19px;color:var(--slate)}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:30px}
.chip{padding:9px 17px;border-radius:60px;border:1.5px solid var(--line);background:#fff;font-size:13.5px;font-weight:500;color:var(--body);transition:var(--t)}
.chip:hover{border-color:var(--cyan);color:var(--cyan-600)}
.chip.on{background:var(--navy-900);border-color:var(--navy-900);color:#fff;font-weight:600}
.fin-count{font-size:13.5px;color:var(--slate);margin-bottom:18px}
.fin-group{margin-bottom:34px}
.fin-group h3{font-size:15px;letter-spacing:.09em;text-transform:uppercase;color:var(--cyan-600);margin-bottom:16px;padding-bottom:11px;border-bottom:2px solid var(--line-soft);display:flex;align-items:center;gap:11px}
.fin-group h3 span{font-size:12px;background:var(--cyan-050);color:var(--cyan-600);padding:3px 10px;border-radius:20px;font-weight:700;letter-spacing:0}
.fin-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.fin{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px;transition:var(--t)}
.fin:hover{border-color:var(--cyan);box-shadow:var(--shadow)}
.fin h4{font-size:15px;margin-bottom:6px;line-height:1.35}
.fin p{font-size:13.5px;color:var(--slate);line-height:1.6}
.fin-empty{text-align:center;padding:50px 20px;color:var(--slate)}

/* ── conteúdo / posts ───────────────────────────────────────── */
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.post{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;transition:var(--t);display:flex;flex-direction:column}
.post:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:var(--cyan)}
.post-img{aspect-ratio:4/5;overflow:hidden;background:var(--navy-900)}
.post-img img{width:100%;height:100%;object-fit:cover;transition:transform .5s ease}
.post:hover .post-img img{transform:scale(1.05)}
.post-body{padding:20px;display:flex;flex-direction:column;flex:1}
.post-date{font-size:11.5px;color:var(--slate);letter-spacing:.05em;text-transform:uppercase;font-weight:600;margin-bottom:9px}
.post h3{font-size:16.5px;line-height:1.35;margin-bottom:9px}
.post p{font-size:14px;color:var(--slate);line-height:1.6;flex:1}
.post-foot{display:flex;align-items:center;justify-content:space-between;margin-top:16px;padding-top:14px;border-top:1px solid var(--line-soft)}
.post-foot span{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:600;color:var(--cyan-600)}
.post-foot svg{width:15px;height:15px}
.ig-badge{display:inline-flex;align-items:center;gap:6px;font-size:12px;color:var(--slate)}
.ig-badge svg{width:15px;height:15px}

/* ── artigo ─────────────────────────────────────────────────── */
.art-hero{background:var(--navy-900);color:#fff;padding:52px 0 44px;position:relative;overflow:hidden}
.art-hero-dots{position:absolute;top:-40px;right:-40px;width:280px;height:280px;opacity:.35;
  background-image:radial-gradient(var(--cyan) 1.5px,transparent 1.5px);background-size:15px 15px;
  -webkit-mask-image:linear-gradient(220deg,#000,transparent 65%);mask-image:linear-gradient(220deg,#000,transparent 65%)}
.art-hero .wrap{position:relative;z-index:2;max-width:830px}
.crumbs{font-size:13px;color:#8FB4C4;margin-bottom:16px}
.crumbs a:hover{color:var(--cyan)}
.art-hero h1{color:#fff;font-size:clamp(26px,3.8vw,40px);line-height:1.2}
.art-meta{display:flex;gap:20px;flex-wrap:wrap;margin-top:18px;font-size:13.5px;color:#9FBCCA}
.art-meta span{display:inline-flex;align-items:center;gap:7px}
.art-meta svg{width:15px;height:15px;color:var(--cyan)}
.art-wrap{max-width:830px;margin:0 auto;padding:52px 24px 72px}
.art-fig{border-radius:var(--r-lg);overflow:hidden;margin-bottom:36px;box-shadow:var(--shadow);max-width:520px}
.art-body{font-size:17px;line-height:1.78;color:var(--body)}
.art-body p{margin-bottom:20px}
.art-body h2{font-size:24px;margin:38px 0 15px}
.art-body h3{font-size:19.5px;margin:30px 0 12px}
.art-body ul{margin:0 0 22px;display:flex;flex-direction:column;gap:10px}
.art-body li{position:relative;padding-left:30px;font-size:16px}
.art-body li::before{content:'';position:absolute;left:0;top:9px;width:16px;height:16px;border-radius:50%;
  background:var(--cyan-050);border:2px solid var(--cyan)}
.art-body strong{color:var(--ink);font-weight:650}
.art-cta{background:var(--navy-900);border-radius:var(--r-lg);padding:36px;margin-top:44px;text-align:center;color:#B6D2DE;position:relative;overflow:hidden}
.art-cta h3{color:#fff;font-size:22px;margin-bottom:11px}
.art-cta p{font-size:15.5px;margin-bottom:22px}
.art-nav{display:flex;justify-content:space-between;gap:16px;margin-top:36px;flex-wrap:wrap}

/* ── página interna: hero simples ───────────────────────────── */
.phero{background:var(--navy-900);color:#fff;padding:62px 0 56px;position:relative;overflow:hidden}
.phero-bg{position:absolute;inset:0;background-size:cover;background-position:center;opacity:.22}
.phero::after{content:'';position:absolute;inset:0;background:linear-gradient(100deg,var(--navy-900) 20%,rgba(2,41,58,.80))}
.phero .wrap{position:relative;z-index:3;max-width:760px}
.phero h1{color:#fff;font-size:clamp(30px,4.4vw,46px)}
.phero p{margin-top:16px;font-size:17.5px;color:#B6D2DE;line-height:1.7}

/* ── faixa CTA ──────────────────────────────────────────────── */
.cta{background:var(--navy-900);color:#B6D2DE;padding:78px 0;text-align:center;position:relative;overflow:hidden}
.cta-dots{position:absolute;bottom:-60px;left:-40px;width:320px;height:320px;opacity:.30;
  background-image:radial-gradient(var(--cyan) 1.5px,transparent 1.5px);background-size:16px 16px;
  -webkit-mask-image:linear-gradient(40deg,#000,transparent 65%);mask-image:linear-gradient(40deg,#000,transparent 65%)}
.cta .wrap{position:relative;z-index:2;max-width:720px}
.cta h2{color:#fff;font-size:clamp(27px,3.7vw,40px);margin-bottom:16px}
.cta p{font-size:17px;margin-bottom:30px}
.cta-info{display:flex;justify-content:center;gap:16px 34px;flex-wrap:wrap;margin-top:34px;font-size:14px;color:#9FBCCA}
.cta-info span{display:inline-flex;align-items:center;gap:9px}
.cta-info svg{width:17px;height:17px;color:var(--cyan)}

/* ── contato ────────────────────────────────────────────────── */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.cbox{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;display:flex;gap:16px;margin-bottom:14px;transition:var(--t)}
.cbox:hover{border-color:var(--cyan);box-shadow:var(--shadow)}
.cbox-ico{display:grid;place-items:center;width:46px;height:46px;border-radius:12px;background:var(--navy-900);color:var(--cyan);flex:none}
.cbox-ico svg{width:21px;height:21px}
.cbox h4{font-size:16px;margin-bottom:5px}
.cbox p,.cbox a{font-size:14.5px;color:var(--slate);line-height:1.6}
.cbox a:hover{color:var(--cyan-600)}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:32px;box-shadow:var(--shadow)}
.field{margin-bottom:17px}
.field label{display:block;font-size:13.5px;font-weight:600;color:var(--ink);margin-bottom:7px}
.field input,.field select,.field textarea{
  width:100%;padding:13px 16px;border:1.5px solid var(--line);border-radius:11px;font-size:15px;
  font-family:inherit;color:var(--ink);transition:var(--t);background:#fff}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--cyan);box-shadow:0 0 0 4px rgba(53,196,215,.13)}
.form-note{font-size:12.5px;color:var(--slate);margin-top:14px;line-height:1.55}

/* ── footer ─────────────────────────────────────────────────── */
.ftr{background:var(--navy-900);color:#8FB4C4;padding:62px 0 0;font-size:14.5px}
.ftr-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;padding-bottom:44px}
.ftr-brand img{height:96px;width:auto;margin-bottom:20px;background:#fff;padding:14px 22px;border-radius:16px}
.ftr-brand p{font-size:14px;line-height:1.7;max-width:330px;color:#8FB4C4}
.ftr h5{color:#fff;font-size:13px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:17px;font-weight:700}
.ftr ul{display:flex;flex-direction:column;gap:10px}
.ftr ul a{font-size:14px;transition:var(--t)}
.ftr ul a:hover{color:var(--cyan);padding-left:4px}
.ftr-social{display:flex;gap:11px;margin-top:22px}
.ftr-social a{display:grid;place-items:center;width:38px;height:38px;border-radius:11px;background:rgba(255,255,255,.07);transition:var(--t)}
.ftr-social a:hover{background:var(--cyan);color:var(--navy-900);transform:translateY(-2px)}
.ftr-social svg{width:17px;height:17px}
.ftr-bottom{border-top:1px solid rgba(255,255,255,.10);padding:22px 0;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:13px}
.ftr-bottom a:hover{color:var(--cyan)}

/* ── whatsapp flutuante ─────────────────────────────────────── */
.wafab{position:fixed;right:20px;bottom:20px;z-index:950;display:grid;place-items:center;width:58px;height:58px;
  border-radius:50%;background:var(--wa);color:#fff;box-shadow:0 8px 26px rgba(37,211,102,.44);transition:var(--t)}
.wafab:hover{transform:scale(1.08)}
.wafab svg{width:30px;height:30px}

/* ── utilidades ─────────────────────────────────────────────── */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s cubic-bezier(.4,0,.2,1)}
.reveal.in{opacity:1;transform:none}
.center{text-align:center}
.mt-32{margin-top:32px}
.prose p{margin-bottom:17px}
.prose p:last-child{margin-bottom:0}

/* ── responsivo ─────────────────────────────────────────────── */
@media (max-width:1024px){
  .hero-grid{grid-template-columns:1fr;gap:44px}
  .g4{grid-template-columns:repeat(2,1fr)}
  .stats{grid-template-columns:repeat(2,1fr)}
  .posts{grid-template-columns:repeat(2,1fr)}
  .deadlines{grid-template-columns:1fr}
  .ftr-grid{grid-template-columns:1fr 1fr;gap:34px}
}
@media (max-width:860px){
  .nav{display:none}
  .burger{display:flex}
  .hdr-cta .btn{display:none}
  .g3,.g2{grid-template-columns:1fr}
  .fin-list{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr;gap:32px}
  .topbar-info span.hide-sm{display:none}
  .sec{padding:62px 0}
}
@media (max-width:600px){
  body{font-size:16px}
  .posts{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr 1fr;gap:10px}
  .stat b{font-size:31px}
  .hero{padding:66px 0 62px}
  .ftr-grid{grid-template-columns:1fr}
  .topbar{font-size:12px}
  .topbar-info{gap:14px}
  .art-wrap{padding:36px 20px 56px}
  .banks-list{gap:22px}
  .banks-list b{font-size:16px}
}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important}
  .reveal{opacity:1;transform:none}
}